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Say hello to the new Raiz mobile app

The wait is over! Our new and enhanced digital banking experience that redefines how you manage your finances is here. Unlock the power of digital banking with Raiz!

Elite Wealth Management for All

Mammoth Rock Capital LLC, the parent company of Mammoth Rock Investments and a wholly owned subsidiary of Raiz Federal Credit Union, is proud to introduce Mammoth Rock Investments. Discover investment opportunities to help you and your family pursue what matters most.

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Raiz Checking Accounts

Raiz Checking Accounts receive a free Mastercard Debit Card with no activation fee, so you’ll always have access to your cash. Take your card swipes further with a Spirit Debit Card. Raiz donates $0.05 to local high schools and community organizations for every non-PIN transaction made with a Spirit Debit Card.

High School Spirit Debit Card page

Raiz Checking Account

¹APY = Annual Percentage Yield. Minimum balance of $2,500 required for 0.50% APY. Share Checking Account dividends are paid monthly. Rates are subject to change by the Board of Directors. Fees may reduce earnings.

Raiz Checking Account ATM

Find a surcharge-free ATM wherever your travels may take you. Access your cash through Allpoint network ATMs conveniently located at major retailers. Find one near you.

Branches & ATMs

A Credit Union in El Paso Powered by the Spirit of Your Community

We are inspired by the dreamers, visionaries, and trail blazers of our community. You see brighter horizons and we want to help you get there.

You Dream Big. We Like That.

At Raiz, you’re never alone. We’ll help you make the tough decisions, navigate the hard times, and celebrate both the big and small wins. Let us help you make a plan that works—no matter where you’re starting from or how far you want to go. Trust a credit union in El Paso that offers a solution for your big dreams.

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