All Your Cards, All the Tools, All in One Place
When you own one or more credit or debit card, it can become difficult to manage. With the CardValet® app, you can easily manage all your cards, set purchase limits, review balances and transactions, and quickly turn off your cards to prevent fraud.

Know Exactly How Your Cards Are Being Used
Whenever your cards are used, attempted, declined, approved, or exceed a transaction amount, you'll get an alert sent in real-time straight to your mobile device. With CardValet®, you'll never be left out of the loop with your spending.
Set Spending Rules
With the CardValet® app, you can set spending controls like transaction limits or the types of merchants your cards work with. If someone attempts to use your card outside of these limits, you'll get an alert right away, so you can more easily adhere to a budget or prevent unauthorized purchases.
Why Choose Raiz?
Our financial experts are some of the best, but really our motivation is you. Here is what we are doing today to reach a brighter tomorrow.

We work hard to make your money work for you. Reap the benefits of our innovative products and services that provide you with high dividend checking accounts, low interest on loans, and great rates on savings and retirement accounts.

Your money never sleeps, and neither do we. Raiz members have 24/7 access to digital banking and an online support chat available to help with all your banking needs.

We don’t just want to help you manage your money, we want you to thrive! Raiz provides free, award-winning online courses that cover an array of topics for every stage of your life.
Start your financial journey today.
Rising up our community is what drives us forward. We dedicate our time, funds, and resources to organizations and initiatives that are committed to making a difference.
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1
Register for CardValet® account
Visit the CardValet® website and create your login.
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2
Download the CardValet® app
Once downloaded, open the app and go to card manager settings.
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3
Choose your settings
Customize your settings for personalized card management.
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CardValet is available for download through the Apple App Store or on Google Play.
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There is no web address to login to your CardValet account; it is a stand-alone mobile app. The app runs on mobile devices, not through a web browser.
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Free of charge to all Raiz credit and debit cardholders.
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Yes, you can manage both cards under the same profile.
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Yes. Cardholders can register multiple cards from Raiz. Additional cards can be added within Menu > Manage Portfolio > Add Card.
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You manage your card controls and can turn the card(s) on/off at the click of a button.
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Click the “Forgot Username” link within the application and your username will be emailed to the email address on file. If you are having trouble, call us at 915-843-8328 and we can provide your username.
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For security reasons, your password cannot be retrieved. In this case, click on the “Forgot Password” link within the application and a link will be emailed for you to reset your password.
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Yes, your new card number will need to be registered to your profile. The replacement card can be added to the enrolled cardholder’s profile by going through Menu > Manage Portfolio > Add Card.
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The old card cannot be removed but you can “unmanage” the old card through the app under Manage Portfolio.
Have a question?
We’re happy to help you every step of the way!
Chat with us
Start live chatChat live with a team member who can quickly help answer your question.
Meet with us
Schedule an appointmentSchedule a virtual or phone appointment convenient for you, and let us help you get to the next financial level.
Manage All Your Credit and Debit Cards with Just a Tap
Stay on top of your spending with real-time alerts and controls from the CardValet® app. Set limits and manage your accounts with intuitive dashboards that help you prevent fraud and stay on budget.

More Features
Turn cards on and off
Prevent others from using your cards by easily turning them on or off with the click of a button.
Account alerts
Get notified in real-time whenever your cards are used, attempted, declined, approved, or exceed a transaction amount.
Restrict transactions to a certain area
Use your phone’s GPS to set up transaction restrictions based on location and get alerted if locations don’t match.
Free service
You don’t have to pay for Card Valet® protections, so you can save money and focus on managing your cards.
Review balances and transactions 24/7
No matter the time or the place, you can have complete access to your card balances and transactions through the mobile app 24/7.
Simple mobile interface
It’s easy to manage your cards with the intuitive user dashboard that’s built for mobile.
Business use
Set controls for merchant codes, locations, and transaction limits and types to easily control your company spending.
Control spending
Set spending limits or control what types of merchants your cards can purchase from to help you budget and prevent unauthorized purchases.
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