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All Your Cards, All the Tools, All in One Place

When you own one or more credit or debit card, it can become difficult to manage. With the CardValet® app, you can easily manage all your cards, set purchase limits, review balances and transactions, and quickly turn off your cards to prevent fraud.



Don't worry about keeping track of countless logins, passwords, and apps to manage your various credit and debit cards. With the CardValet® app, you can manage all your cards with one easy-to-use application to maintain control over usage and protect yourself from fraud.


Turn Cards On and Off

There's nothing more stressful than losing a card. Whether lost or stolen, you can quickly turn cards on and off through the mobile app to prevent fraudulent purchases.

Account Alerts

Know exactly when and how your cards are being used with real-time account alerts every time your card is used, attempted, declined, approved, or exceeds a transaction amount.

Set Spending Limits

Stay on top of your spending! Set spending limits or control what types of merchants your cards can purchase from to help you stay on budget and prevent unauthorized purchases.

Review Balances and Transactions 24/7

No matter what time it is or where you are, get access to all your account balances and transactions 24/7 to keep tabs on card activity around the clock.

And more

Account Alerts

Know Exactly How Your Cards Are Being Used

Whenever your cards are used, attempted, declined, approved, or exceed a transaction amount, you'll get an alert sent in real-time straight to your mobile device. With CardValet®, you'll never be left out of the loop with your spending.

Control Spending

Set Spending Rules

With the CardValet® app, you can set spending controls like transaction limits or the types of merchants your cards work with. If someone attempts to use your card outside of these limits, you'll get an alert right away, so you can more easily adhere to a budget or prevent unauthorized purchases.

Why Choose Raiz?

Our financial experts are some of the best, but really our motivation is you. Here is what we are doing today to reach a brighter tomorrow.


We work hard to make your money work for you. Reap the benefits of our innovative products and services that provide you with high dividend checking accounts, low interest on loans, and great rates on savings and retirement accounts.


Your money never sleeps, and neither do we. Raiz members have 24/7 access to digital banking and an online support chat available to help with all your banking needs.


We don’t just want to help you manage your money, we want you to thrive! Raiz provides free, award-winning online courses that cover an array of topics for every stage of your life.

Start your financial journey today.

Rising up our community is what drives us forward. We dedicate our time, funds, and resources to organizations and initiatives that are committed to making a difference.

How It Works

Managing all your cards with one app might sound complicated, but it's easy to set up CardValet® in three simple steps:

  • 1

    Register for CardValet® account

    Visit the CardValet® website and create your login.

  • 2

    Download the CardValet® app

    Once downloaded, open the app and go to card manager settings.

  • 3

    Choose your settings

    Customize your settings for personalized card management.

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Top CardValet Questions

  • CardValet is available for download through the Apple App Store or on Google Play.

  • There is no web address to login to your CardValet account; it is a stand-alone mobile app. The app runs on mobile devices, not through a web browser.

  • Free of charge to all Raiz credit and debit cardholders.

  • Yes, you can manage both cards under the same profile.

  • Yes. Cardholders can register multiple cards from Raiz. Additional cards can be added within Menu > Manage Portfolio > Add Card.

  • You manage your card controls and can turn the card(s) on/off at the click of a button.

  • Click the “Forgot Username” link within the application and your username will be emailed to the email address on file. If you are having trouble, call us at 915-843-8328 and we can provide your username.

  • For security reasons, your password cannot be retrieved. In this case, click on the “Forgot Password” link within the application and a link will be emailed for you to reset your password.

  • Yes, your new card number will need to be registered to your profile. The replacement card can be added to the enrolled cardholder’s profile by going through Menu > Manage Portfolio > Add Card.

  • The old card cannot be removed but you can “unmanage” the old card through the app under Manage Portfolio.

Have a question?

We’re happy to help you every step of the way!

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Schedule a virtual or phone appointment convenient for you, and let us help you get to the next financial level.


Manage All Your Credit and Debit Cards with Just a Tap

Stay on top of your spending with real-time alerts and controls from the CardValet® app. Set limits and manage your accounts with intuitive dashboards that help you prevent fraud and stay on budget.

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