Need to Make a Raiz Auto, Credit Card, or Personal loan payment?
We make paying your loan easy and convenient.
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Log inEnroll for digital banking
EnrollDigital banking loan payment tutorial
Learn moreOption 2: ACH Payment and Transfers
NO SERVICE FEES
Automated Clearing House (ACH) is the easiest way to send your money to and from other financial institutions electronically. Eliminate the use of checks, wire transfers, and credit cards by setting up a one-time, future-dated, or recurring automatic transfer.
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Set up Your ACH
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ACH Authorization Form
Complete our secure online form using DocuSign to set up your ACH payment or transfer. Processing can take up to 10 business days to complete.
Option 3: Online Loan Payment Portal
$4.95 SERVICE FEE PER PAYMENT
Not enrolled in Raiz digital banking? Make a one-time or recurring loan payment with a debit card from another financial institution using our Online Loan Payment Portal.
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One-time or Recurring Loan Payment
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Access the Online Loan Payment Portal
Make payments immediately online through any device using our Online Payment Portal — no additional app download required!
Option 4: Payments by Phone,
Live Chat, or In-Person
$4.95 SERVICE FEE PER PAYMENT FROM EXTERNAL ACCOUNTS
$5.00 SERVICE FEE PER PHONE TRANSFER WITH A CALL CENTER REPRESENTATIVE
$9.95 SERVICE FEE FOR IN-PERSON OR PHONE PAYMENTS BY DEBIT CARD
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Choose the Best Option for You
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Live Chat
Contact us via live chat during business hours to have a Raiz Member Service Representative guide you step-by-step in making an online loan payment.
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Call us
Contact us to get personalized support. Raiz Member Service Representatives are available during business hours to assist you with your loan payment.
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In-Person
Visit your nearest branch for personalized help with your loan payment.
Option 5: Text-to-Pay
$4.95 SERVICE FEE
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Online Payment Portal
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Debit Card
Online Loan Payment Portal registration is required. Pay by replying to scheduled SMS/Text loan payment reminders.
1Same day transfers are only available when made to and from Raiz accounts and do not apply to transfers to or from other financial institutions.
2External account transfers within online and mobile banking are not available for share certificates, IRAs, and commercial real estate loans.
3View all fees here: Fee Schedule.
Having trouble making payments?
A Raiz representative is ready to help. Call us at 1-877-378-3281.
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