Looking for an Affordable, Flexible Auto Loan?
Apply now and get behind the wheel of the vehicle you need.
Overview
Feel confident knowing that you have made an investment in the right vehicle for you at a rate that's right for you.
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Features
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Low Rates
If you're looking for a better deal on auto financing, we've got lower rates than other lenders.
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Local Underwriting
We help you get the loan you need faster, by verifying your income, assets, and other financial details locally.
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Terms up to 84 Months
Enjoy more flexible repayment terms to finance your new car at an affordable monthly payment.
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No Payments for 90 Days3
You may skip the first three months of payments, so you can enjoy your vehicle and start saving money.
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And more ...
Rates
See today's ratesAs low as
APR4Loan Payment Calculator
Monthly Payment
Get 1% Off Your Qualified Auto Loan Rate!¹
Promotion Period: May 1, 2025 - July 31, 2025
¹ Member must meet membership eligibility requirements. Loan approval is subject to credit worthiness. This offer excludes refinancing of existing Raiz loans. Must meet membership eligibility requirements. Promo limited to floor rate of 4.99% Annual Percentage Rate (APR).
² Discount applies only while Auto Pay is active. Rate will increase by 0.25% if Auto Pay is cancelled.
³ Interest will continue to accrue during the 90 day no payment period.
Stop Waiting for Weeks to Get Approval
When you apply for an auto loan with us, we can verify your income and assets in order to make sure you can get your loan sooner.
Why Choose Raiz?
Our financial experts are some of the best, but really our motivation is you. Here is what we are doing today to reach a brighter tomorrow.
We work hard to make your money work for you. Reap the benefits of our innovative products and services that provide you with high dividend checking accounts, low interest on loans, and great rates on savings and retirement accounts.
Your money never sleeps, and neither do we. Raiz members have 24/7 access to digital banking and an online support chat available to help with all your banking needs.
We don’t just want to help you manage your money, we want you to thrive! Raiz provides free, award-winning online courses that cover an array of topics for every stage of your life.
Start your financial journey today.
Rising up our community is what drives us forward. We dedicate our time, funds, and resources to organizations and initiatives that are committed to making a difference.
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Apply Online
Complete an application to start the approval process.
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2
Get Approved
We will review your application to see what you qualify for.
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3
Purchase Your Vehicle
Use the funds to purchase the car or truck you need.
Have a question?
We’re happy to help you every step of the way!
Chat with us
Start live chatChat live with a team member who can quickly help answer your question.
Meet with us
Schedule an appointmentSchedule a virtual or phone appointment convenient for you, and let us help you get to the next financial level.
Now it is Possible to Find a Cost-Effective, Flexible Auto Loan
You can put an end to your search for a new car or truck today! Let our team of experts guide you through the auto loan application without the hassle.
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More Features
Low Rates
If you’re looking for a better deal on auto financing, we’ve got lower rates than other lenders.
Local Underwriting
We help you get the loan you need faster, by verifying your income, assets, and other financial details locally.
Terms up to 84 Months
Enjoy more flexible repayment terms to finance your new car at an affordable monthly payment.
No Payments for 90 Days
You may skip the first three months of payments, so you can enjoy your vehicle and start saving money.
No Annual Fees or Prepayment Penalties
Feel at ease knowing you can pay off your auto loan in a timeframe that works for you, without penalties or fees.
Easy and Fast Pre-Approvals
You can spend less time waiting and get approved for your next car loan faster.
Refinancing Services
You can refinance an existing auto loan to receive better terms and more affordable rates.
Gap Insurance and Extended Warranty Available
Protect your vehicle and your wallet when you take advantage of insurance and an extended warranty, all in one place.
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