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Make A Loan Payment

Need to Make a Raiz Auto, Credit Card, or Personal loan payment?

We make paying your loan easy and convenient.


Option 1: Online & Mobile banking


Our online and mobile banking app gives you the freedom to make same-day transfers and payments on your loan with no service fees when you use the Transfer & Pay1 feature. External transfers2 to and from other financial institutions can also be made through your online account.

Pay Your Loans Online

✓ Auto Loan

✓ Motorcycle Loan

✓ RV Loan

✓ Credit Card

✓ Signature Loan

✓ Personal Line of Credit

✓ Shared Secure Loan

✓ Credit Builder Loan

✓ Construction Loan

Log in to digital banking

Log in

Enroll for digital banking


Digital banking loan payment tutorial

Learn more

Option 2: ACH Payment and Transfers


Automated Clearing House (ACH) is the easiest way to send your money to and from other financial institutions electronically. Eliminate the use of checks, wire transfers, and credit cards by setting up a one-time, future-dated, or recurring automatic transfer.

Set up Your ACH

ACH Authorization Form

Complete our secure online form using DocuSign to set up your ACH payment or transfer. Processing can take up to 10 business days to complete.

Get started

Option 3: Online Loan Payment Portal


Not enroll in Raiz digital banking? Make a one-time or recurring loan payment from another financial institution with our Online Loan Payment Portal. There is a $4.95 service fee for every online loan payment made using this service and only debit cards may be used.

One-time or Recurring Loan Payment

Access the Online Loan Payment Portal

Make payments immediately online through any device using our Online Payment Portal — no additional app download required!

Get started

Option 4: Payments Through Live Chat or by Phone


Give us a call or contact us online via live chat during business hours to get the assistance you need.

Choose the Best Option for You

Live Chat

Raiz representative is available during business hours via live chat to guide you step-by-step in making an online loan payment.

Start a live chat

Call us

Speak with a Raiz representative about getting help to pay your loan today.

Call Us

Online & Mobile Banking Saves You Time and Money

Compare cost and fees3

Online & Mobile Banking

Online Loan Payment Portal

Chat or phone

Cost and Fees
Payments from external accounts: $4.95 per payment
Payments from external accounts: $4.95 per payment; Telephone Transfer: $3.00 per payment
24/7 payment access
24/7 payment access
Monday – Friday: 9:30 AM – 5:30 PM Saturday: 9:30 AM – 12:30 PM

Top Online Loan Payment Questions

  • Yes, Automated Clearing House (ACH) is the easiest way to send money electronically to and from your other financial institutions. This free service offered by Raiz allows you to create a one-time, future-dated, or recurring transfer from your checking account without a check, wire transfer, or credit card.

    Fill out and complete this form online to set up your ACH payment or transfer from another institution securely using DocuSign. Processing can take up to 10 business days to complete.

    Get started

  • We have several options for you. You can set up an ACH payment and transfer from another financial institution, use our online loan payment portal, live chat, or call us.

    Learn more

  • Yes, speak to a Raiz representative who can help you make a loan payment today.


    Start live chat

  • 1Same day transfers are only available when made to and from Raiz accounts and do not apply to transfers to or from other financial institutions.

    2External account transfers within online and mobile banking are not available for share certificates, IRAs, and commercial real estate loans.

    3View all fees here: Fee Schedule.

Having trouble making payments?

A Raiz representative is ready to help. Call us at 1-877-378-3281.

Start live chat!