Digital banking makes managing your finances easy.
Raiz built digital banking to make managing your funds simple, straightforward and accessible, no matter where you are.
New digital banking and Raiz mobile app
Our new digital banking platform was developed with you in mind! We’ve improved your experience with easier account management, more intuitive navigation, top-in-class security, and an overall improved look and feel. Plus, you’ll now be able to do even more.
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New features
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Voice enabled chat
With your digital personal assistant, you can easily manage your account and get answers to your most common questions.
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View your credit score
Monitor your credit score and redeem pre-qualified offers.
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Easy-to-use budgeting and savings goals tools
View your spending habits and track your progress toward your savings goals.
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Person-to-person payments with Zelle®
Coming soon, Fall 2023 – Send or request money from anyone using their phone number or email address.
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Enhanced card management tools
Turn your Raiz cards on and off for extra security, set travel notices, manage your spending with alerts and set limits.
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And more
Accessing the new Raiz mobile app
Android users– Following the upgrade, on July 25th, you will need to delete your current Raiz app and download the new Raiz mobile app from Google Play.
Download the Raiz Google Play app here.
Apple users– Following the upgrade, on July 25th, an update will be required for your mobile app to access the new version. If you do not have automatic updates enabled, you will need to manually update it. Download the Raiz iOS app here.
To get a sneak preview of what our new digital banking app will look like, click here.
New Raiz mobile app resource hub
We’ve provided you with additional resources to help guide you through this upgrade
- Digital banking – First time login instructions
- Como iniciar sesión en la nueva banca digital
- Mobile app upgrades
- Credit Monitoring
- Monitorea tu credito
- Digital banking upgrades – Video
Save yourself a trip to the branch
With mobile check deposit, you can deposit checks by endorsing, taking pictures of the front and back, and then uploading them to your Raiz mobile banking app with just a few clicks.
Keep your records secure and eco-friendly
You don't have to sacrifice eco-friendliness for peace of mind. With eStatements, you can have both! Just log in and view your statements as soon as they are available.
Why Choose Raiz?
Our financial experts are some of the best, but really our motivation is you. Here is what we are doing today to reach a brighter tomorrow.
We work hard to make your money work for you. Reap the benefits of our innovative products and services that provide you with high dividend checking accounts, low interest on loans, and great rates on savings and retirement accounts.
Your money never sleeps, and neither do we. Raiz members have 24/7 access to digital banking and an online support chat available to help with all your banking needs.
We don’t just want to help you manage your money, we want you to thrive! Raiz provides free, award-winning online courses that cover an array of topics for every stage of your life.
Start your financial journey today.
Rising up our community is what drives us forward. We dedicate our time, funds, and resources to organizations and initiatives that are committed to making a difference.
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1
Click "Enroll now"
Get started with the click of a button.
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2
Follow the setup steps
We'll guide you through a short series of steps to help set you up with Digital Banking.
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3
Manage your money
Once enrolled, you'll be able to sign in on your computer or mobile device and manage your online banking account.
Have a question?
We’re happy to help you every step of the way!
Chat with us
Start live chatChat live with a team member who can quickly help answer your question.
Meet with us
Schedule an appointmentSchedule a virtual or phone appointment convenient for you, and let us help you get to the next financial level.
In this age of technology, managing your finances is a breeze
When you enroll in digital banking, you'll be able to manage your Raiz account conveniently no matter where life takes you.
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If you currently use digital banking, your username will remain the same, but passwords will need to be updated for your protection. If you currently have a forward slash (“/”) or backslash (“\”) as part of your username, it will be converted to an underscore (“_”) after the system upgrade. Please use the underscore as part of your username at first login after the system upgrade.
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When you log into digital banking, you will still see your account information on the Home screen, but it will have intuitive navigation, easier account management, and an overall improved look and feel.
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No. The change in account numbers will not impact your online Bill Pay payments.
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No. You will not have to re-establish your external transfers in digital banking.
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Yes. Your transaction history will still be available in digital banking; however, the information displayed may look different.
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Previously scheduled payments will not be affected. Any payments scheduled prior to July 16 or any payments scheduled to be paid during the blackout period will process as normal. You can learn more about the scheduled blackout period for Bill Pay here.
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Transfers to Raiz accounts created prior to 7/24/23 are viewable within Digital Banking but cannot be edited. To edit or cancel a transfer, please submit a secure message request or contact us at 877-378-3281
Transfers to Raiz accounts created after 7/24 can be edited or canceled within Digital Banking. To do so, select Transfer/Pay, select Scheduled Transfers, then select the transfer you wish to edit. The option to edit or cancel your scheduled transfer will then appear.
More features
Online Bill Pay
Now you can view and manage your bills all in one place, as well as set up recurring payments.
Account alerts
Feel the peace of mind that comes from knowing your funds are safe, with digital alerts you can know if there is suspicious activity on your accounts.
Make transfers
No matter where you are, you can easily log in and transfer funds between accounts.
Create a budget on digital banking
Thanks to digital banking, you can track your spending and make plans for how to save, all from the comfort of your home.
Mobile check deposit
With this feature, you can deposit checks by endorsing, taking pictures of the front and back, and then uploading it to the mobile banking app with just a few clicks.
eStatements
You don’t have to sacrifice eco-friendliness for peace of mind. With eStatements, you can have both. Just log in and view your statements as soon as they are available.
Apply for loans
With a few clicks of your mouse, you can complete an application for one of our many loan options.
View balances and activity
No matter where you are, you can easily view your accounts and keep track of your balances and spending history.
Ask questions about transactions
No need to call or visit a branch to inquire about questions on your account, now that you can receive answers anywhere you are.
Create a budget
Track your spending and make plans for how to save, all from your computer or mobile device.
Encrypted with WTLS
Mobile banking app is encrypted with Wireless Transport Layer Security (WTLS) to keep your information safe online.
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