Certificates up to 4.44% APY* for a 12-month term.
Are you looking for a secure way to grow your savings? Start with $25 and lock in your fixed rate to reach your savings goals sooner.
*APY = Annual Percentage Yield. Rates are in effect until further notice and are subject to change. Other restrictions apply.
Raiz Checking Accounts
Raiz Checking Accounts receive a free Mastercard Debit Card with no activation fee, so you’ll always have access to your cash. Take your card swipes further with a Spirit Debit Card. Raiz donates $0.05 to local high schools and community organizations for every non-PIN transaction made with a Spirit Debit Card.
High School Spirit Debit Card pageRaiz Checking Account
Earn dividends on daily minimum balances of $2,500. Share Checking Account dividends are paid monthly. Rates are subject to change by the Board of Directors. Fees may reduce earnings.
Raiz Checking Account ATM
Find a surcharge-free ATM wherever your travels may take you. Access your cash through Allpoint network ATMs conveniently located at major retailers. Find one near you.
Branches & ATMsDifferent Paths. Same Roots.
Raiz was founded in 1936 by seven educators who believed in helping people build stronger financial futures. That spirit continues today through the members, families and community that have shaped our story for generations.
The seven stars in our 90th anniversary logo honor those original founders, while the arch reflects a gateway to possibility, progress, and the future our members are building.
Voted El Paso's Best Credit Union
Thank you, El Paso, for making Raiz your credit union of choice for three years in a row!
Empowering Young Minds
Invested in Your Future
Supporting Community Growth
You Dream Big. We Like That.
At Raiz, you’re never alone. We’ll help you make the tough decisions, navigate the hard times, and celebrate both the big and small wins. Let us help you make a plan that works—no matter where you’re starting from or how far you want to go. Trust a credit union in El Paso that offers a solution for your big dreams.
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Raiz is not responsible for the content of other sites. Your use of other sites is not subject to the Raiz privacy policy, but may be subject to the privacy policy of the other site.