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Grow Your Savings

Maximize your savings! Introducing the new Raiz Express Start Share Certificate!

At Raiz, You don’t need thousands of dollars to make your money start working for you. Start earning today with as little as $25 with a Raiz Express Start Share Certificate!

Empowering Financial Futures: Mammoth Rock Capital

Leveraging the award-winning broker-dealer platform LPL Financial, Mammoth Rock Investments offers a comprehensive range of investment opportunities, including retirement plans, annuities, mutual funds, and exchange-traded funds (ETFs).

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Empowering Financial Futures: Mammoth Rock Capital

Through a recent merger with Del Sol Title, Mammoth Rock Title brings over 190 years of combined experience in real estate transactions. With expertise in handling property closings, Mammoth Rock Title ensures a seamless process for individuals and businesses.

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Empowering Financial Futures: Mammoth Rock Capital

Partnering with TruStage Insurance, Mammoth Rock Insurance provides a wide array of insurance options, including home, auto, AD&D, and life policies, all offered at competitive rates to suit various budget needs.

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Raiz Checking Accounts

Raiz Checking Accounts receive a free Mastercard Debit Card with no activation fee, so you’ll always have access to your cash. Take your card swipes further with a Spirit Debit Card. Raiz donates $0.05 to local high schools and community organizations for every non-PIN transaction made with a Spirit Debit Card.

High School Spirit Debit Card page

Raiz Checking Account

Minimum balance of $2,500 required for 0.50% Annual Percentage Yield. Share Checking Account dividends are paid monthly. Rates are subject to change by the Board of Directors. Fees may reduce earnings.

Raiz Checking Account ATM

Find a surcharge-free ATM wherever your travels may take you. Access your cash through Allpoint network ATMs conveniently located at major retailers. Find one near you.

Branches & ATMs

A Credit Union in El Paso Powered by the Spirit of Your Community

We are inspired by the dreamers, visionaries, and trail blazers of our community. You see brighter horizons and we want to help you get there.

You Dream Big. We Like That.

At Raiz, you’re never alone. We’ll help you make the tough decisions, navigate the hard times, and celebrate both the big and small wins. Let us help you make a plan that works—no matter where you’re starting from or how far you want to go. Trust a credit union in El Paso that offers a solution for your big dreams.

  • 1 Annual Percentage Yield. Rates are subject to change at any time without notice.

    2 Rates apply to new and existing funds. Rates are in effect until further notice and are subject to change at any time by the Raiz Board of Directors. Twelve-month share certificate dividends are paid and compounded monthly. We may impose a penalty if you withdraw any of the principal before the maturity date of the certificate. The amount of the early withdrawal penalty is based on the term of your account.

    * Rates apply to new deposits only. Existing funds in accounts may not qualify. Rates are in effect until further notice and are subject to change by the board of directors. Twelve to sixty month share certificate dividends are paid and compounded monthly. We may impose a penalty if you withdraw any of the principal before the maturity date. The amount of the early withdrawal penalty is based on the term of your account. Rates are subject to change at any time without notice.

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