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Consolidate your debt into one card

Transfer Your Balance & Save with Raiz

Get a Raiz Platinum Mastercard® Credit Card and take advantage of a low introductory rate for your first six billing cycles. Reduce interest on existing debt and save on new purchases. After the intro period, enjoy an APR from to , designed to help you save more.

Raiz Checking Accounts

Raiz Checking Accounts receive a free Mastercard Debit Card with no activation fee, so you’ll always have access to your cash. Take your card swipes further with a Spirit Debit Card. Raiz donates $0.05 to local high schools and community organizations for every non-PIN transaction made with a Spirit Debit Card.

High School Spirit Debit Card page

Raiz Checking Account

Earn dividends on daily minimum balances of $2,500. Share Checking Account dividends are paid monthly. Rates are subject to change by the Board of Directors. Fees may reduce earnings.

Raiz Checking Account ATM

Find a surcharge-free ATM wherever your travels may take you. Access your cash through Allpoint network ATMs conveniently located at major retailers. Find one near you.

Branches & ATMs
Best Of The City badge 2023, 2024, 2025

Voted El Paso's Best Credit Union

Thank you, El Paso, for making Raiz your credit union of choice for three years in a row!

You Dream Big. We Like That.

At Raiz, you’re never alone. We’ll help you make the tough decisions, navigate the hard times, and celebrate both the big and small wins. Let us help you make a plan that works—no matter where you’re starting from or how far you want to go. Trust a credit union in El Paso that offers a solution for your big dreams.

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