How to Spot and Avoid Contractor Scams

 

Embarking on a new home improvement project is exciting. It feels great to imagine what’s next for your space, an updated kitchen, a fresh coat of paint, or a backyard upgrade for maximum relaxation. Bringing that vision to life means trusting the right contractor.

While most contractors are honest and take pride in their work, not every project will go as planned. That’s why Raiz is here to help you feel confident about who you hire and what to watch for.

Here’s what you should know before starting your next home renovation project.

 

Signs of a Trustworthy Contractor

There are a few simple things that set great contractors apart. They’re licensed and insured (and happy to show proof!)

• They’ve got references,photos, andvideos of recent completed work.
• They offer detailed estimates that are easy to understand.
• They answer all your questions without pressuring you to sign a contract immediately.
• They’re open about the timeline and what to expect based on their experience.

When a contractor takes the time to explain things clearly and earn your trust, it’s a good sign that they’ll treat your project with the same care.

 

What to Watch Out For

Although we prefer to focus on the positive, being aware of potential red flags can be beneficial. These are worth a second thought:

• Asking for full or partial payment before any work begins.
• Refusing to provide a written contract.
• Lacking a business address, license number, or website.
• Offering vague answers or rushing conversations.
• Providing prices that seem too good to be true.
• Asking you to pull permits (this should typically be their responsibility).

If something feels off, trust your instincts. You deserve to feel secure every step of the way.

 

Tips for Hiring the Right Contractor

Here are a few considerations that may help your project run smoothly:

• Get quotes from at least 2-3 licensed and bonded contractors.
• Look up reviews and check with the Better Business Bureau.
• Ask about materials, timeline, and cleanup.
• Get everything in writing as part of the contract, including a payment plan if necessary.
• Never pay 100% upfront.

And remember that you’re not being picky, you’re being thorough and protecting your home.

 

What to Do If Something Doesn’t Feel Right

It’s common for things to deviate from plans occasionally, but only you can determine when things are going wrong. If you think your contractor is behind schedule or not meeting expectations, stay calm. Here’s what you should do:

• Review your signed contract and try to resolve the issues directly with your contractor.
• If that doesn’t work, contact your local consumer protection office or the Texas Attorney General’s office for help.
• Document the project by taking pictures of any progress or unfinished work and keep records of all correspondence (text, emails, contracts, receipts, etc.).
• Consider pausing future payments if something feels wrong.

Most importantly, don’t keep your concerns to yourself—trust your gut. You’re not alone, and there are ways to take action.

 

Raiz Can Help: Trust the Professionals We Trust

We know choosing a contractor is a big decision. That’s why we created the Raiz Preferred Partner Program—a carefully curated list of bonded, insured, and trustworthy contractors and landscapers in our community.

When you choose someone from our preferred list, you’ll know they’ve been vetted by people who care. You’ll also benefit from a streamlined loan process and the peace of mind that comes with having a supportive team in your corner.

Home improvements should be exciting from the planning phase to the final reveal. With the right contractor, clear expectations, and Raiz’s support, you can move forward confidently.

 

Click here to view the full list of our Preferred Partner Program or call us at 915-455-2873 to learn more.