Ninety years represents a lifetime of goals achieved and memories made.
For some members, Raiz has been there through it all, helping them buy a first home, build savings, support their families and keep growing toward what comes next.
Now, we’re celebrating this milestone by sharing real member stories and inviting you to tell us what you’re rooted in.
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Different Paths.
Same Roots.
Raiz was founded in 1936 by seven educators who believed in helping people build stronger financial futures. That spirit continues today through the members, families and community that have shaped our story for generations.
The seven stars in our 90th anniversary logo honor those original founders, while the arch reflects a gateway to possibility, progress, and the future our members are building.
- Art - Rooted In A Strong Foundation
- Susie - Rooted In Helping the Next Generation
- Isaiah - Rooted In Providing for the Future
Meet Our Members
Every member has their own unique inspiration to keep building and growing. These are a few of the stories that make Raiz’s 90th anniversary so personal.
Meet Our Members
Every member has their own unique inspiration to keep building and growing. These are a few of the stories that make Raiz’s 90th anniversary so personal.
Meet Our Members
Every member has their own unique inspiration to keep building and growing. These are a few of the stories that make Raiz’s 90th anniversary so personal.
Raiz Moments That Made a Difference
I bought my house with a very high interest rate. Then I turned to Raiz, and they gave me a lower rate that made it so much easier to afford our mortgage payments. For me, that was a blessing.
Raiz really helped me when our family car was totaled in an accident. We got approved for a loan to get a new car, which helped us keep getting to our medical appointments.
We have made it a goal to save and teach our children to save. We opened accounts and certificates with Raiz so our kids can learn to manage money and build stronger financial habits for the future.
What Are You Rooted In?
As we celebrate 90 years, we’re inviting Raiz members to share the stories, goals and moments that have shaped their financial journey. Tell us what you’re rooted in and what you’re working toward.
By submitting your story, you agree that Raiz may contact you about possible campaign participation. Submission does not guarantee selection.
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1
Complete the Online Application
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Verify Your Identity
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Fund Your Account and Start Banking
We’re Here to
Help You Grow
Ready to start your journey with Raiz? We’re here to help you take the first step.
Have a question?
We’re happy to help you every step of the way!
Chat with us
Start live chatChat live with a team member who can quickly help answer your question.
Meet with us
Schedule an appointmentSchedule a virtual or phone appointment convenient for you, and let us help you get to the next financial level.
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As a Raiz member, you gain access to:
- Award-winning mobile app platform with 24/7 fraud monitoring, account security, and financial tools.
- 55,000 surcharge-free Allpoint ATMs available worldwide.
- Free financial education and consultations provided by Certified Credit Union Financial Counselors.
- Free online courses and coaches providing guidance for every stage of life.
- Various initiatives that aim to improve the community, including the Raiz Spirit Debit Card program, annual scholarships and grants, and partnerships with community and non-profit organizations.
Become part of something greater!
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Credit unions like Raiz are member-owned, not-for-profit cooperatives that prioritize returning profits to members through higher dividends, lower fees, and better loan rates. Unlike banks, which are profit-driven, credit unions have a member-elected volunteer Board of Directors to guide them and live by the philosophy of “People helping people.” We focus on serving our members’ best interests while giving back to the community we serve.
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To join, you’ll need:
- A valid ID like a U.S. driver’s license, military U.S. ID, U.S. government-issued ID, or U.S. Passport
- Social Security number or Individual Taxpayer Identification Number (ITIN)
- $5 initial deposit to open a Savings Account
- $0 initial deposit to open a Checking Account
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Yes, a minimum deposit of $5 is required to open a savings account. There are no fees or minimum balances required to open a checking account.
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Becoming a member is simple and straight forward. Once you’ve met the eligibility criteria and submitted the necessary documentation, your account can typically be opened the same day.
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Yes, you can start your application process online. Click here to get started!
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Your savings are federally insured up to $250,000 and backend by the full faith and credit of the United States Government. National Credit Union Administration (NCUA), a U.S. Government Agency.
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Raiz offers a comprehensive range of financial products and services for consumers and businesses, including:
- Savings and Checking Accounts: Flexible accounts to manage your daily finances.
- Loans: Personal, auto, home, commercial and construction loans tailored to your needs.
- Credit Cards: Competitive introductory rate with various benefits and no annual fees.
- Money Management: Manage your account 24/7, online, via mobile app, or at a Raiz Financial Hub – not your typical ATM.
- Insurance Services: Coverage options for life, auto, home, and more.
- Financial Education: Resources to help you make informed financial decisions.
- Investment Opportunities: Mammoth Rock Investments offers a comprehensive range of investment products, including retirement plans, annuities, mutual funds, and exchange-traded funds (ETFs).
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