Make Your Money Work As Hard As Your Business
Start earning dividends with a Raiz Business Checking Account to help your company get ahead.
Overview
If your business checking account doesn't earn dividends, your money isn't working for you. Put your money to work with a Business Checking Account from Raiz that earns dividends on average daily balances of $2,500 or more.
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Features
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Low Debit Fees
Invest more in your business with low debit transaction fees of only $0.25.
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Business Bill Pay
An easier way to pay bills and send payments without the need to write paper checks. Business Bill Pay
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Digital Banking
Receive full access to digital banking tools that provide ease of access to complete daily business operations.
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Access to Surcharge-Free ATMs
Easily access over 55,000 surcharge-free ATMs worldwide when you need to withdraw cash.
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And more
Rates
See today's ratesAs high as
Annual Percentage Yield1Raiz Business Basic Checking
With an initial deposit of $100, you can build a strong financial foundation for your business. Raiz provides the financial tools your business needs to thrive.
- No Balance Requirement
- $10 Monthly Service Fee
- 25 Free Debits (Excess Debit Fee: $0.30/item)
- Automatic Overdraft From Savings Account
- Debit Card Included
- Access to Digital Banking Features
Raiz Business Plus Checking
With a $250 initial deposit, unlock perks that put more money toward your business and spend less on unnecessary fees. Watch your business soar to new heights with Raiz.
- $2,500 Balance Requirement
- $15 Monthly Service Fee ( Waived, if Balance Requirement is Met.)
- 75 Free Debits (Excess Debit Fee: $0.25/item)
- Automatic Overdraft From Savings Account
- Debit Card Included
- Access to Digital Banking Features
Raiz Business Premier Checking
Unlock the advantages of superior banking tailored for your business with Business Premier Checking. With a $250 initial deposit, enjoy exclusive features that maximize your financial potential and minimize unnecessary fees. Elevate your business operations with Raiz and be set for success.
- $2,500 Balance Requirement
- $15 Monthly Service Fee ( Waived if Balance Requirement is Met.)
- 75 Free Debits (Excess Debit Fee: $0.25/item)
- Automatic Overdraft From Savings Account
- Debit Card Included
- Access to Digital Banking Features
Why Choose Raiz?
Our financial experts are some of the best, but really our motivation is you. Here is what we are doing today to reach a brighter tomorrow.
We work hard to make your money work for you. Reap the benefits of our innovative products and services that provide you with high dividend checking accounts, low interest on loans, and great rates on savings and retirement accounts.
Your money never sleeps, and neither do we. Raiz members have 24/7 access to digital banking and an online support chat available to help with all your banking needs.
We don’t just want to help you manage your money, we want you to thrive! Raiz provides free, award-winning online courses that cover an array of topics for every stage of your life.
Start your financial journey today.
Rising up our community is what drives us forward. We dedicate our time, funds, and resources to organizations and initiatives that are committed to making a difference.
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1
Complete an Application
It takes only minutes to fill out the online application.
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2
Make Initial Deposit
Open your account with just a $250 initial deposit.
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3
Enjoy Your New Business Checking Account
Use your new checking account to manage business finances.
Have a question?
We’re happy to help you every step of the way!
Chat with us
Start live chatChat live with a team member who can quickly help answer your question.
Meet with us
Schedule an appointmentSchedule a virtual or phone appointment convenient for you, and let us help you get to the next financial level.
Don't Let Your Money Just Sit There
Put it to work in a Raiz Business Checking Account that earns dividends on your account balance and help your business get ahead.
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More Features
Earn Dividends on Your Balance
Maintain a minimum average daily balance of just $2,500 and earn dividends on your checking account balance.
Access to Surcharge-Free ATMs
Withdraw cash at your convenience with over 55,000 surcharge-free ATMs available worldwide.
Free Online Banking
It’s easy to manage your business checking account with intuitive online banking tools you can access from anywhere.
Up to 75 Free Debits per Month
Don’t get overcharged for debits. Save more money with a low $0.25 debit fee.
Open with $250 Minimum Deposit
Start off on the right foot by opening with just $250.
eStatements
Don’t wait around for paper statements in the mail. Get your statements faster and keep all your records online with free eStatements.
Free Debit Card
Your business plus checking account will come with a free debit card to make it easier to access your funds.
Business Bill Pay
No need to write paper checks with business bill pay that lets you pay bills and send payments online.
No Monthly Service Fees
Maintain a minimum daily average balance of $2,500, and we’ll waive all monthly service fees. If daily average balance is not met, we offer a competitive monthly service fee of $15.
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