Start Your Kids on the Path to Savings
Teach your child or teen proper savings techniques and get them on the path to financial literacy with a savings account built specifically for their needs.
The best way to prepare your children for adulthood is to teach them healthy savings habits from a young age. With a Raiz Youth Savings Account, you can get your child started off on the right foot with an account designed for their specific age group¹.
It's easy to teach your kids to manage money with simple online tools you can access right from the comfort of your home.
Dividends Paid Quarterly²
Let your child see how a real Savings Account works with dividends paid quarterly on balances of $100 or more, so they can watch their savings grow.
Prepare your student between the ages of 13 and 17 for college by applying for one of Raiz's $1,000 educational scholarships each year.
Spirit Debit Card
Children of ages 15-17 years can get a Raiz Debit Card with parental permission to help them learn about healthy spending habits.
Watch Your Child's Savings Grow
With a Raiz Youth Savings Account, your child can earn dividends on balances of $100 or more that are paid out quarterly, so they can watch their savings grow.
Start Preparing for College Now
What are you waiting for? If your student is between the ages 13 and 17, get them ready to attend college by applying for one of Raiz's $1,000 educational scholarships each year!
Why Choose Raiz?
Our financial experts are some of the best, but really our motivation is you. Here is what we are doing today to reach a brighter tomorrow.
We work hard to make your money work for you. Reap the benefits of our innovative products and services that provide you with high dividend checking accounts, low interest on loans, and great rates on savings and retirement accounts.
Your money never sleeps, and neither do we. Raiz members have 24/7 access to digital banking and an online support chat available to help with all your banking needs.
We don’t just want to help you manage your money, we want you to thrive! Raiz provides free, award-winning online courses that cover an array of topics for every stage of your life.Start your financial journey today.
Rising up our community is what drives us forward. We dedicate our time, funds, and resources to organizations and initiatives that are committed to making a difference.
Open an Account with Your Child
Show your child how to open their very first savings account
Set Up Online Banking
Work with your child to set up the online banking features.
Teach your child to save money into the account.
If your child is 17 years or younger with a Social Security Number, they may open a Youth Account.
Youth Account holders aged 15 years and older with a state-issued I.D are eligible for a Raiz Debit Card.
Yes, once the account has a deposit balance of $100.00, it will start to earn dividends. View current rates here.
Youth Account holders between 16-17 years may be the primary account holder with a government-issued I.D. Otherwise, an adult must be a joint owner of the account.
Have a question?
We’re happy to help you every step of the way!
Chat with usStart live chat
Chat live with a team member who can quickly help answer your question.
Give us a call directly; we’re here to help you every step of the way.
Meet with usSchedule an appointment
Schedule a virtual or phone appointment convenient for you, and let us help you get to the next financial level.
Give Your Child a Head Start Toward Healthy Financial Habits
Help your child open a youth savings account, so they can start building their savings and learning healthy financial habits that will help them later in life.
1Raiz Youth Accounts are divided into three groups. Mighty Tots account for members 5 years and younger. Power Kids for members 6-12 years. Student Savings for members 13-17 years.
2Dividends are earned at $100 and compound monthly. A minimum deposit of $25 is required to open an account.
Schedule an Appointment
Access your account management tools from anywhere with an internet connection.
Dividends Paid Quarterly
Watch your child’s savings grow with dividends paid quarterly on balances of $100 or more.
Access your child’s account right from your smartphone with intuitive mobile banking tools.
Federally insured up to $250,000
Enjoy added peace of mind knowing your child’s money is safe. All accounts are federally insured up to $250,000 by the NCUA.
Spirit Debit Card
Once your child reaches age 15, they can get a Spirit debit card that provides rewards to their school to help teach them healthy spending and giving habits.
Prepare your student between the ages of 13 and 17 for college by applying for one of Raiz’s $1,000 educational scholarships each year.
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