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How do I ensure my vendor is reputable?

When considering a Home Improvement Loan, we recommend working with licensed, bonded, and insured contractors, always obtaining 2-3 quotes from different providers, and checking with the Better Business Bureau. You can find more tips on our blog (link to the contractor blog).

You can also choose from one of our preferred contractors. They’re insured, bonded, and vetted by Raiz to help you avoid scams. Ask us about them when you apply or call the Raiz Lending Team at 915.455.2873 for the latest list of Raiz Preferred Vendors.

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Holiday Closure: Raiz branches, call center, and operations center will be closed on Monday, February 16, 2026 in observance of Presidents' Day. Learn more