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How long will it take to get the loan funded?

We strive to process your application and fund your Home Improvement Loan as quickly as possible. While times may vary, we’ll keep you in the loop so you can plan your project without unnecessary delays.

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Holiday Closure: Raiz branches, call center, and operations center will be closed on Monday, January 19, 2026 in observance of Martin Luther King Jr. Day. Learn more