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Mortgage Loan

Take the Stress Out of Homebuying

Low-rate financing from Raiz can get you the house of your dreams without depleting your bank account.

NMLS ID: 247953


Raiz Preferred Realtor Program

Introducing an empowering new initiative designed for realtors, with the added benefits and support of your trusted credit union. Boost your career, serve your clients better, and grow with us!

Why Choose the Raiz Preferred Realtor Program?

Empowerment through Education

We're not just your lenders; we want to see you grow! Our financial experts and free online financial education courses are readily available to answer your questions and provide you with resources to help guide your clients toward a confident decision.

Free online financial education courses

Visibility and Connection

Network in new spaces and receive exclusive invites to quarterly events with our Mortgage department and community partners.

Shine Bright

Step into the spotlight! Raiz celebrates you by highlighting your achievements with our network of 55,000+ people, introducing you to a fresh audience eager to explore their real estate dreams.

Spotlight Your Open Houses

Showcase your open houses to our engaged community. Let us join you in sharing your listings, attracting potential buyers, and helping you close deals.

Sign up today!


Buying a new home is a big deal, but it doesn't have to feel that way for your bank account. With a low-rate mortgage loan from Raiz, you can save money and purchase the home of your dreams without the hassle.


Low Rates

Save more money on your loan with lower rates compared to many other financial institutions.

Low Down Payment Options

You don't need to come up with 20% to purchase a house. Keep your bank account intact when shopping for a home.

Quick Closings

Don't wait around to buy your home. We offer quick closings within 30 days or less, so you can purchase your dream house right away.

Local Service

Our mortgage agents understand the regional housing market because they are local. All our underwriting is done right here in our office.

And more

Mortgage Payment Calculator

Monthly Payment
Property Tax: 167
Homeowners Insurance: 100
HOA Fee: 0
Mortgage Insurance: 167
Mortgage Amount
Fixed Rate
Term Years
Advanced Options
Low Rates

Save Money on Your Mortgage Loan

Buying a home is one of the biggest purchases you can make, but that doesn't mean you have to break the bank. Enjoy a mortgage loan with lower rates than many other financial institutions.

Local Service

Trust Your Mortgage Loan to Someone Who Knows the Area

When it comes to likely the largest purchase you'll make, put your trust in someone who knows the local housing market. Raiz experts are all local to ensure you get the best service and advice to help you make the best decision for your homebuying goals.

Why Choose Raiz?

Our financial experts are some of the best, but really our motivation is you. Here is what we are doing today to reach a brighter tomorrow.


We work hard to make your money work for you. Reap the benefits of our innovative products and services that provide you with high dividend checking accounts, low interest on loans, and great rates on savings and retirement accounts.


Your money never sleeps, and neither do we. Raiz members have 24/7 access to digital banking and an online support chat available to help with all your banking needs.


We don’t just want to help you manage your money, we want you to thrive! Raiz provides free, award-winning online courses that cover an array of topics for every stage of your life.

Start your financial journey today.

Rising up our community is what drives us forward. We dedicate our time, funds, and resources to organizations and initiatives that are committed to making a difference.

How It Works

Have your eye on a home? Get your mortgage loan fast in three easy steps:

  • 1

    Complete an Application

    It takes only minutes to fill out the online application.

  • 2

    Get Approved

    We'll crunch the numbers and let you know if you're approved.

  • 3

    Buy Your New Home

    Use the funds to purchase the home of your dreams.

Apply today

Have a question?

We’re happy to help you every step of the way!

Chat with us

Start live chat

Chat live with a team member who can quickly help answer your question.

Call us


Give us a call directly; we’re here to help you every step of the way.

Meet with us

Schedule an appointment

Schedule a virtual or phone appointment convenient for you, and let us help you get to the next financial level.

Mortgage Loan

Simplify the Homebuying Process

Purchasing a home is a big deal. Likely one of the most expensive purchases you can make! Get your mortgage loan from the experts at Raiz and benefit from local knowledge and lower rates compared to many other financial institutions.

Start live chat!