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Mobile Check Deposit

These Days, Depositing Checks Should be Simple

With Mobile Check Deposit, convenience is key — deposit your checks when it's most convenient for you and take one less trip to a branch.

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Overview

Get your money in the bank faster and easier than ever before, as well as feel confident knowing that your funds are safe with us.

Features

Free, Unlimited Deposits

No hidden fees here! With this free service, deposit checks anytime simply with the help of your phone camera.

Funds Available Quickly

No one likes waiting. With this service, you can see your funds as soon as the next business day (or even sooner) in your account.

High Deposit Limits

Mobile deposits do not prevent you from making large deposits. Deposit up to $10,000 for consumer and $15,000 for business accounts.

Mobile Access

Find the freedom to deposit checks wherever your phone is, 24/7. It's quick, easy, and secure.

Real-Time Confirmation

The moment your funds are deposited, you can get real-time confirmation so you can always feel at ease when making deposits.

Free, Unlimited Deposits

Why Put a Limit on Convenience?

Deposit checks with the tap of your finger. With this free service, you can deposit a check anytime, anywhere simply by using the Raiz Mobile Banking app on your phone.

Funds Available Quickly

In this Busy World, You Deserve to Get Your Funds Quickly

When using mobile deposit, you can see your funds as soon as the next business day, or potentially right after your deposit.

Why Choose Raiz?

Our financial experts are some of the best, but really our motivation is you. Here is what we are doing today to reach a brighter tomorrow.

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We work hard to make your money work for you. Reap the benefits of our innovative products and services that provide you with high dividend checking accounts, low interest on loans, and great rates on savings and retirement accounts.

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Your money never sleeps, and neither do we. Raiz members have 24/7 access to digital banking and an online support chat available to help with all your banking needs.

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We don’t just want to help you manage your money, we want you to thrive! Raiz provides free, award-winning online courses that cover an array of topics for every stage of your life.

Start your financial journey today.
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Rising up our community is what drives us forward. We dedicate our time, funds, and resources to organizations and initiatives that are committed to making a difference.

How It Works

Deposit your checks from the convenience of your phone by following the steps below.

  • 1

    Log Into Mobile Banking

    Select the Check Deposit option within your application.

  • 2

    Enroll and Accept Terms

    You will be asked to read and accept the terms and conditions of Mobile Check Deposit.

  • 3

    Take Pictures of Your Checks

    Simply take a photo of the front and back of your endorsed check and submit.

Enroll in online banking

Top Mobile Check Deposit Questions

  • Yes, mobile check depositing is free of charge.

  • Once your mobile check deposit is made, a staff member will review the check and send you a notification whether the check was processed, or rejected. You will receive an email from our system that your check was received. (This receipt does not mean your check contains no errors and still may be rejected.) After this, you will receive a second email that your mobile deposited check was processed or rejected with the reason why.

  • Yes, deposits submitted Monday – Friday between 8:30 am – 4:00 pm will be processed the same day. Mobile deposits submitted after business hours will be processed the following business day from the day the items are received. Saturdays, Sundays and Holidays are not considered business days. Deposits made on these days will be processed the following business day.

  • You should securely retain the original check(s) deposited for a period of no less than 60 days.

  • Yes, you can endorse your check by signing the designated area on the back of your check. Be sure to note that the check is “For Mobile Deposit Only”.

  • Approved mobile deposits will be posted to member accounts starting at 5:00 pm each business day.  For quicker access to your funds (as early as the next business day, or sooner), you may deposit your check at a Raiz ATM.

Have a question?

We’re happy to help you every step of the way!

Chat with us

Start live chat

Chat live with a team member who can quickly help answer your question.

Call us

1-877-378-3281

Give us a call directly; we’re here to help you every step of the way.

Meet with us

Schedule an appointment

Schedule a virtual or phone appointment convenient for you, and let us help you get to the next financial level.

Mobile Check Deposit

No Need to Wait In Line to Make a Deposit

Mobile check deposit makes it easier than ever to deposit your checks. With the ability to deposit any time, you can better utilize your time to do what you love.

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Alert: System Maintenance – Effective 5/18/24 at 10:00 pm to 5/19/24 at 2:30 am Learn More