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Business Basic Checking

Managing Business Finances Requires the Right Account

With a business basic checking account, you can feel confident and organized when it comes to your business finances.



Feel in control of the financial future of your business thanks to the convenience and security of a business basic checking account.


No Balance Requirements

You can stress less about maintaining a certain balance, and focus more on your business.

Access to Surcharge-Free ATMs

Easily access over 55,000 surcharge-free ATMs worldwide when you need to withdraw cash.

Free Online Banking

Conveniently view and manage your accounts when you are away from a branch location, whether you are at home or at the office.

Up to 25 Debits per Month

With this account, you can make up to 25 debits without a charge, with any further debits only costing $0.30 each.

And more

No Balance Requirements

You Deserve More Freedom and Flexibility

Few things are better than getting all of the benefits of a checking account, without needing to maintain a minimum balance. A basic business checking account allows you to access eStatements, surcharge-free ATM access, Online Banking, and more.

Business Bill Pay

Manage and Pay for Your Bills Faster and Easier than Before

Gone are the days of mailed checks. Instead, you can manage all of your expenses and make payments through your online account.

Digital Wallet

Life is Too Short to Spend at the Checkout Stand

No more rummaging for the right card in your wallet, swiping, or inserting into a chip reader. With a simple tap of your phone, you can complete your transactions faster. Digital Wallet is compatible with Apple Pay, Google Pay, and Samsung Pay, meaning most mobile devices can make faster payments with our app.

Why Choose Raiz?

Our financial experts are some of the best, but really our motivation is you. Here is what we are doing today to reach a brighter tomorrow.


We work hard to make your money work for you. Reap the benefits of our innovative products and services that provide you with high dividend checking accounts, low interest on loans, and great rates on savings and retirement accounts.


Your money never sleeps, and neither do we. Raiz members have 24/7 access to digital banking and an online support chat available to help with all your banking needs.


We don’t just want to help you manage your money, we want you to thrive! Raiz provides free, award-winning online courses that cover an array of topics for every stage of your life.

Start your financial journey today.

Rising up our community is what drives us forward. We dedicate our time, funds, and resources to organizations and initiatives that are committed to making a difference.

How It Works

If you want to start managing your business finances sooner, we've simplified the process for you.

  • 1

    Complete an Application

    Apply today at one of our branch locations.

  • 2

    Make Initial Deposit

    Deposit just $100 in order to officially open your account.

  • 3

    Start Using Account

    Use your account to deposit or use your funds for your business expenses.

Schedule an appointment

Have a question?

We’re happy to help you every step of the way!

Chat with us

Start live chat

Chat live with a team member who can quickly help answer your question.

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Give us a call directly; we’re here to help you every step of the way.

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Schedule an appointment

Schedule a virtual or phone appointment convenient for you, and let us help you get to the next financial level.

Business Basic Checking

If You Want to be Successful in Business, Managing Your Finances is Key

With the business basic checking account, you'll be able to stay in control and see what's going on with your business finances.

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