Make Your Money Work As Hard As Your Business
Start earning dividends with a Business Plus Checking Account to help your company get ahead.
If your business checking account doesn't earn dividends, your money isn't working for you. Put your money to work with a Business Plus Checking Account from Raiz that earns dividends on average daily balances of $2,500 or more.
Low Debit Fees
It shouldn't cost you to use your money. Enjoy a low debit transaction fee of only $0.25.
Business Bill Pay
An easier way to pay bills and send payments without the need to write paper checks. Business Bill Pay
No Monthly Service Fee
Maintain a $2,500 average daily balance, and we'll waive the monthly service fees. Keep more money in your account and spend less on fees.
Open with $250
It doesn't take much to open a Raiz Business Plus checking account. All you need is a minimum opening balance of just $250.
RatesSee today's rates
Put Your Money to Work
Most business checking accounts don't earn dividends, but a Raiz Business Plus Checking Account isn't your average checking account! Earn dividends on your account as long as the minimum balance of $2,500 is met.
Keep More Money in Your Pocket
Skip the high fees charged by most other financial institutions. If you maintain the $2,500 minimum balance requirement, we'll waive all monthly fees. That way, you can put more money toward your business and spend less on unnecessary fees.
Life is Too Short to Spend at the Checkout Stand
No more rummaging for the right card in your wallet, swiping, or inserting into a chip reader. With a simple tap of your phone, you can complete your transactions faster. Digital Wallet is compatible with Apple Pay, Google Pay, and Samsung Pay, meaning most mobile devices can make faster payments with our app.
Why Choose Raiz?
Our financial experts are some of the best, but really our motivation is you. Here is what we are doing today to reach a brighter tomorrow.
We work hard to make your money work for you. Reap the benefits of our innovative products and services that provide you with high dividend checking accounts, low interest on loans, and great rates on savings and retirement accounts.
Your money never sleeps, and neither do we. Raiz members have 24/7 access to digital banking and an online support chat available to help with all your banking needs.
We don’t just want to help you manage your money, we want you to thrive! Raiz provides free, award-winning online courses that cover an array of topics for every stage of your life.Start your financial journey today.
Rising up our community is what drives us forward. We dedicate our time, funds, and resources to organizations and initiatives that are committed to making a difference.
Complete an Application
It takes only minutes to fill out the online application.
Make Initial Deposit
Open your account with just a $250 initial deposit.
Enjoy Your New Business Checking Account
Use your new checking account to manage business finances.
Have a question?
We’re happy to help you every step of the way!
Chat with usStart live chat
Chat live with a team member who can quickly help answer your question.
Give us a call directly; we’re here to help you every step of the way.
Meet with usSchedule an appointment
Schedule a virtual or phone appointment convenient for you, and let us help you get to the next financial level.
Don't Let Your Money Just Sit There
Put it to work in a Business Plus Checking Account that earns dividends on your account balance and help your business get ahead.
Earn Dividends on Your Balance
Maintain a minimum average daily balance of just $2,500 and earn dividends on your checking account balance.
Access to Surcharge-Free ATMs
Withdraw cash at your convenience with over 55,000 surcharge-free ATMs available worldwide.
Free Online Banking
It’s easy to manage your business checking account with intuitive online banking tools you can access from anywhere.
Up to 75 Free Debits per Month
Don’t get overcharged for debits. Save more money with a low $0.25 debit fee.
Open with $250 Minimum Deposit
Start off on the right foot by opening with just $250.
Don’t wait around for paper statements in the mail. Get your statements faster and keep all your records online with free eStatements.
Free Debit Card
Your business plus checking account will come with a free debit card to make it easier to access your funds.
Business Bill Pay
No need to write paper checks with business bill pay that lets you pay bills and send payments online.
No Monthly Service Fees
Maintain a minimum daily average balance of $2,500, and we’ll waive all monthly service fees. If daily average balance is not met, we offer a competitive monthly service fee of $15.
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