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Business Plus Checking

Make Your Money Work As Hard As Your Business

Start earning dividends with a Business Plus Checking Account to help your company get ahead.



If your business checking account doesn't earn dividends, your money isn't working for you. Put your money to work with a Business Plus Checking Account from Raiz that earns dividends on average daily balances of $2,500 or more.


Low Debit Fees

It shouldn't cost you to use your money. Enjoy a low debit transaction fee of only $0.25.

Business Bill Pay

An easier way to pay bills and send payments without the need to write paper checks. Business Bill Pay

No Monthly Service Fee

Maintain a $2,500 average daily balance, and we'll waive the monthly service fees. Keep more money in your account and spend less on fees.

Open with $250

It doesn't take much to open a Raiz Business Plus checking account. All you need is a minimum opening balance of just $250.

And more

Earn Dividends on Your Balance

Put Your Money to Work

Most business checking accounts don't earn dividends, but a Raiz Business Plus Checking Account isn't your average checking account! Earn dividends on your account as long as the minimum balance of $2,500 is met.

No Monthly Service Fee

Keep More Money in Your Pocket

Skip the high fees charged by most other financial institutions. If you maintain the $2,500 minimum balance requirement, we'll waive all monthly fees. That way, you can put more money toward your business and spend less on unnecessary fees.

Digital Wallet

Life is Too Short to Spend at the Checkout Stand

No more rummaging for the right card in your wallet, swiping, or inserting into a chip reader. With a simple tap of your phone, you can complete your transactions faster. Digital Wallet is compatible with Apple Pay, Google Pay, and Samsung Pay, meaning most mobile devices can make faster payments with our app.

Why Choose Raiz?

Our financial experts are some of the best, but really our motivation is you. Here is what we are doing today to reach a brighter tomorrow.


We work hard to make your money work for you. Reap the benefits of our innovative products and services that provide you with high dividend checking accounts, low interest on loans, and great rates on savings and retirement accounts.


Your money never sleeps, and neither do we. Raiz members have 24/7 access to digital banking and an online support chat available to help with all your banking needs.


We don’t just want to help you manage your money, we want you to thrive! Raiz provides free, award-winning online courses that cover an array of topics for every stage of your life.

Start your financial journey today.

Rising up our community is what drives us forward. We dedicate our time, funds, and resources to organizations and initiatives that are committed to making a difference.

How It Works

Ready to start earning dividends on your account balance? Open your Business Plus Checking Account in three easy steps:

  • 1

    Complete an Application

    It takes only minutes to fill out the online application.

  • 2

    Make Initial Deposit

    Open your account with just a $250 initial deposit.

  • 3

    Enjoy Your New Business Checking Account

    Use your new checking account to manage business finances.

Schedule an appointment

Have a question?

We’re happy to help you every step of the way!

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Start live chat

Chat live with a team member who can quickly help answer your question.

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Give us a call directly; we’re here to help you every step of the way.

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Schedule an appointment

Schedule a virtual or phone appointment convenient for you, and let us help you get to the next financial level.

Business Plus Checking

Don't Let Your Money Just Sit There

Put it to work in a Business Plus Checking Account that earns dividends on your account balance and help your business get ahead.

  • 1

Start live chat!